The Problem For Brokers How It Works About Try It Free →

Proof of what's really happening inside the plan.

Verq checks every claim against what the plan document actually says — the gaps, the patterns, the proof. Answers no one else has, for the people responsible for a self-funded plan.

Analyze a plan free — two minutes See How It Works
For Benefits Brokers
The stewardship meeting your competitors can't deliver.

Walk into finalists and renewals with a cited read of the client's plan that no one else in the room has — gaps found, gaps closed, oversight on the record.

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How It Works

Three steps.
Start with what you already have.

Verification you can begin on day one with the plan document alone — then climb as your client's data opens up.

Step 1 Plan document only · Week one
Plan Document Audit

Needs only the plan document — which you already hold. Verq surfaces ambiguities, internal inconsistencies, and administration gaps inside the SPD itself, before a single claim is pulled.

Step 2 At renewal · Client data rights
Historical Claims Verification

At renewal, through your client's data rights, every adjudicated claim is checked against the plan — and returned as matches plan, departs from plan, or requires clarification. We provide the data-request template.

Step 3 Ongoing · Claims intelligence
Continuous Verification

Every claim checked as it's adjudicated — and because Verq parses the whole stream against the plan, the same data becomes claims intelligence: utilization, plan performance, and cash-flow visibility, every number traceable to a cited decision.

The Problem

Can your TPA answer the questions
employers are asking?

Self-funded employers carry every dollar of claims risk. Yet when they ask what's actually happening inside their plan, the answers are thin, late, or missing.

01
"Is every claim being paid the way our plan says?"

Nobody checks. The TPA adjudicates its own work and grades its own homework. The plan document says one thing — whether the claims actually follow it is taken on faith.

Trust is not verification.
02
"Where is the money actually going?"

A paid-claims report at renewal isn't visibility. No patterns, no provider utilization, no read on how the plan is really performing — just a total and a shrug.

A number is not an answer.
03
"What's coming?"

Large claims land as surprises. Stop-loss attachment points get breached before anyone saw it building. The people writing the checks are managing cash flow blind.

Surprise is not a strategy.
04
"Can we show we checked?"

Plan sponsors have a duty to monitor the people running their plan — and courts are increasingly asking employers to show their work. Good intentions don't leave a paper trail.

"We trust our TPA" is not documentation.

The employer holds the risk. The TPA holds the data.
Verq closes that gap.

For Benefits Brokers

The stewardship meeting your
competitors can't deliver.

Five ways Verq makes you more valuable to every self-funded client you have — and every one you're pitching.

1
Win the finalist meeting

Every presentation makes the same three promises — harder negotiation, closer oversight, better service. The room can't tell anyone apart. You walk in with a cited read of the prospect's actual plan, naming the gaps their incumbent missed.

Differentiation
2
Own the renewal

Stewardship meetings have quietly become defensive recaps. Flip it: new gaps found, prior gaps closed, recommendations already made to the TPA — caught before your client ever saw them.

Stewardship
3
Justify the fee

Since the CAA forced fee disclosure, "trusted advisor" stopped being enough — sponsors now have a duty to evaluate what you're worth. A recurring, fiduciary-grade plan audit is a deliverable your clients can hold: a new advisory line, not a favor.

Post-CAA advisory line
4
Protect yourself

When a recommended TPA mis-administers a plan, brokers increasingly get named too — and passive referral is a hard position to defend. Verq puts your oversight on the record: a documented trail instead of good intentions.

Documented oversight
5
Open new doors

Offer any target employer a free plan health check that delivers something genuinely useful — no meeting required. Verq stops being a cost and becomes the top of your funnel.

Top of funnel
Free Tool

Find the claim your client's plan
can't defend.

Upload the part of a plan document that matches the scenario you want to test — mental-health benefits, pharmacy & step-therapy language, emergency-services terms, or experimental-treatment provisions. We'll show you the first claim decision those pages can defend — and the first one they can't. No call, no account, no card.

1Upload
2Scenario
3Email
4Results
⚠Something went wrong.
Drop your plan document here

Benefits schedule, SPD, or plan excerpt

PDF · TXT · DOC · DOCX — max 10MB

document.pdf
—
Select a claim scenario to test
Mental health parity
5-day inpatient psychiatric admission, out-of-network
High audit risk
Step therapy override
Specialty drug after step protocol failure
Stop-loss dispute risk
Out-of-network emergency
ER visit, balance billing dispute
No Surprises Act
Experimental treatment
Oncology clinical trial, partial claim
High denial rate

Your document is analyzed then discarded. We'll email you the findings.

Analyzing your plan document

Extracting benefit rules, mapping claim scenario, checking compliance

  • Parsing document structure
  • Extracting benefit schedule rules
  • Mapping claim scenario to plan logic
  • Identifying ambiguities and gaps
  • Checking MHPAEA / ERISA alignment
  • Generating audit readiness score
📬
Your analysis report has been sent

The complete findings with exact citations and remediation steps have been emailed to —. Check your inbox (and spam folder) within the next few minutes.

Analysis Complete
—
—
This is one scenario against one document excerpt.

A full Verq audit covers every benefit category, maps every ambiguity, and puts your oversight of the plan on the record — a deliverable you can hand your client.

Book a full audit →

This tool uses AI to identify potential claim adjudication ambiguities. It does not constitute legal or compliance advice. Results should be reviewed by a qualified benefits attorney before making plan administration decisions.

How the Answers Come Back

Every claim gets one of
three answers.

No accusations. No jargon. Just where each claim stands against the plan document that governs it.

Matches the plan

Paid the way the plan says — cited to the exact section that governs it. Most claims land here, and now you can prove it.

Departs from the plan

Doesn't line up with the plan's terms. Not a charge of misconduct — a flag worth a conversation, an instruction, or a correction.

Needs clarification

The plan is ambiguous or silent. The finding drives a documented interpretation, a written instruction to the TPA, or a note for renewal.

Most of what Verq finds gets resolved with a question, an instruction, or a note in the file. That's what oversight looks like when it's working.

Our Story
"The problem isn't that claims are being processed wrong. It's that correct decisions can't be proven."

We built Verq because we kept seeing the same scene play out: a self-funded employer carrying millions in claims risk, a broker responsible for the relationship — and neither able to answer a basic question: is the plan being run the way it's written?

The root cause was always the same: claims systems were built to process fast, not to prove later. Verq was built to change that. When every claim is checked against the plan document itself, what's happening inside a plan stops being a matter of trust and becomes a matter of record.

That's not a technology story. It's a trust story. And trust, in this industry, is everything.

Book a call →
A Story We Hear Every Week
An employer asks their broker whether the plan is being administered the way it's written. The broker asks the TPA. The TPA sends a paid-claims summary. Nobody, anywhere in the chain, has actually checked a single claim against the plan document.
Why Verq Exists
"Oversight isn't won with good intentions. It's won with a record — every claim, checked against the plan, with the citation to show for it. That's what Verq makes possible."
— Verq founding team
Contact

Ready to talk?
info@verqhealth.com

The Founders
Medha Parlikar, CEO and co-founder of Verq
Medha Parlikar
CEO & Co-Founder

Medha has spent more than thirty years building technology, including two decades shipping production software for companies like Adobe, Omniture, and Avalara — work centered on compliance, big data, and AI. As CTO and co-founder of CasperLabs, she built and launched the Casper blockchain, an enterprise protocol built on the same principle Verq runs on: records you can verify, not just trust. Recognized as one of the top women in blockchain, she started building computers in a basement in the 1980s and never stopped.

Christian Allard, COO and co-founder of Verq
Christian Allard
COO & Co-Founder

Christian has spent more than two decades building healthcare products, for early-stage startups and established health systems alike. As Chief Product Officer at Fountain Life, he drove revenue growth of more than 100% in back-to-back years and launched products that generated over $40M in new revenue. At Verq, he runs operations — turning plan documents and claims data into answers a broker can put in front of a client.

No account required

See what's inside a plan
in two minutes.

Upload one page of a benefits schedule. No call, no account, no card. If it's useful, you'll know immediately — and if you want the full picture, we should talk.

Talk to the founders
Twenty minutes with the people building Verq — how the audit works, what it looks like for your book, and whether it fits. Pick a time that works for you.
Schedule a time →
or
Try the free tool first — analyze a plan document in two minutes →